He Spends, She Spends: Why God Wants You to Live for Free

by John Putnam

Even in families who understand what the Bible says about money, there are still moments of financial indecision, struggle, and sometimes troubles. Why? Because they haven’t dug deep enough to understand the hidden beliefs and influences underlying our financial choices.

Putnam, a financial advisor with more than 20 years of experience, claims family struggles around money aren’t really about the dollars and cents.

He argues most financial trouble comes from hidden influences, not bad math. The book focuses on the “why” behind money decisions rather than budgeting tactics.

• Hidden emotional and relational influences behind money choices
• Money as a spiritual tool rather than a source of shame
• Reframing spending around kingdom goals, not just discipline

Putnam shares how he and his wife, Anne, went through their own process of maturing in faith and finances and discovering his own underlying beliefs about money.

Uncover your hidden “why,” and explore the plans God has for you and your money.