Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives

by Ron Blue and Jeremy White

The wealth you leave behind could be the best thing that ever happens to your children – or the worst. Avoiding the decisions around how much heirs will inherit based on what’s best for each individual could create problems parents don’t intend.

Blue pushes back on the common assumption that children automatically deserve equal shares. Loving children equally, he argues, doesn’t mean treating them identically.

• Choosing between heirs, charity, or government as final destinations for wealth
• Evaluating an heir’s readiness before transferring assets
• Practical tools, worksheets, and family conference guidance
• Distinguishing wealth transfer from basic estate planning

With a blend of legal and tax guidance rooted in sound biblical reasoning, Blue shows how thoughtful, values-driven planning can honor both family and faith far better than default inheritance.