Turn stock into greater generosity

What if the resources you already have could create more opportunities for generosity? Donating your appreciated securities – stocks or mutual funds – can be a powerful way to make the most of all God’s given you and increase your impact for the causes you love.

Stock you’ve held for more than a year can help you act on a God-given dream, support a need that’s close to your heart, or sustain your giving through a new season.

Stock givers on a mission

Many NCF givers have used their stock to support the causes they care about. A giver in Florida learned about stock gifts and was able to increase his support for a ministry that helps hurting children get off the streets and to support a ministry that brings the gospel to many families in East Africa.

In the Midwest, another giver found he could give stocks almost as easily as he could give cash, and it was more efficient. Now he supports ministries that help men and women emerging from the prison system to find new careers.

Another family who gives with NCF was able to keep supporting charities after stepping into a missional calling when they remembered they had stocks they could give instead of cash.

If you have appreciated securities, consider these five ways to make the most of all you have to give:

1. Donate appreciated securities when you rebalance your portfolio

Whenever you rebalance your portfolio, consider donating instead of selling the stocks or mutual funds. This potentially eliminates capital gains taxes, resets your cost basis if you decide to reinvest in the stock, and makes for tax-efficient stewardship.

2. Claim an income tax deduction

Because NCF is a public charity, you’ll likely qualify for a charitable deduction when you donate shares. To take it a step further, you can eliminate the hassle by consolidating tax receipts under one charity (NCF).

3. Give more to your favorite charities

Use the benefit from the tax deduction to give even more to your favorite charities. This may also reduce your current-year income taxes, because a larger gift may result in a larger deduction.

4. Leverage your impact

One stock gift can often be used to support multiple charities. With a Giving Fund, it’s easy to see your fund balance, make gifts, and grant to your favorite charities.

5. Plan early

If you’re considering a year-end stock gift, it’s a good idea to start the process early to ensure your gift is completed by year end. Transfers can take time, especially during the busy final weeks of the year.

With a little planning, stock giving can become a practical part of how you approach generosity all year long. We’re here to help you explore your options and take your next step.

To learn more about the benefits of stock giving, connect with your local NCF team.

NCF

We know you want to be a good steward of all God has entrusted to you. That’s why we come alongside you with shared biblical values, innovative charitable solutions, and highly personalized service so you can give more strategically and with greater purpose. Since 1982, generous givers at NCF have mobilized more than $25 billion for 100,000+ charities.

See all stories from this author