How it works
A Charitable Gift Annuity (CGA) with NCF is a simple arrangement that involves a charitable gift and an annuity. You make the gift (part of which is tax deductible), and then you receive fixed annuity payments each year for the remainder of your life. If you wish, payments can go to a family member or friend instead.
Make a charitable contribution
You make a gift(s) to NCF to fund your CGA. You can give cash (checks) and publicly-traded securities.
Receive CGA payments
Payments are made quarterly, semiannually, or annually – via check or directly into your bank account.
Recommend grants to charities
You go online on NCF’s website to recommend grants to your favorite charities, and send them support for you.
Sample immediate payout rates
| Single person |
Married couple |
|||
| Age | Rate | Age | Rate | |
|---|---|---|---|---|
| 50 | 3.7 | 50/50 | 3.4 | |
| 55 | 4.0 | 55/55 | 3.6 | |
| 60 | 4.3 | 60/60 | 3.9 | |
| 65 | 4.7 | 65/65 | 4.2 | |
| 70 | 5.1 | 70/70 | 4.6 | |
| 75 | 5.8 | 75/75 | 5.0 | |
| 80 | 6.9 | 80/80 | 5.8 | |
| 85 | 8.0 | 85/85 | 6.9 | |
| 90+ | 9.0 | 90/90 | 8.6 | |
Benefits of a CGA
We have an extremely careful and prudent investment policy that provides maximum security for all CGAs we issue, and CGAs are typically reinsured. But security and stability are only two of the many benefits you’ll experience with NCF.
