How it works
A charitable gift annuity (CGA) with NCF is a simple arrangement that involves a charitable gift and an annuity. You make the gift (part of which is tax deductible), and then you receive fixed annuity payments each year for the remainder of your life. If you wish, payments can go to a family member or friend instead.
Make a charitable contribution
You make a gift(s) to NCF to fund your CGA. You can fund it with cash (checks), publicly traded securities, a qualified charitable distribution (QCD) from an IRA, or other assets.
Receive CGA payments
Payments are made quarterly, semiannually, or annually – via check or directly into your bank account.
Recommend grants to charities
You go online on NCF’s website to recommend grants to your favorite charities, and send them support for you.
Sample immediate payout rates
Benefits of a CGA
We have an extremely careful and prudent investment policy that provides maximum security for all CGAs we issue, and CGAs are typically reinsured. But security and stability are only two of the many benefits you’ll experience with NCF.
Immediate tax deductions
You generally qualify for an immediate income tax deduction for a portion of the gift that funds your CGA.
Immediate grants to charity
With NCF, it’s possible for a charity to receive a grant from NCF immediately.
A CGA provides fixed payments for life with rates generally higher than CDs. A portion of your payments are often tax-free.
Multiple funding options
You can fund a CGA with cash (checks), publicly traded securities, a QCD from an IRA, or other assets.
In establishing a CGA with us, you can rest assured that your gift will ultimately be directed to charities that align with your values.
With NCF, you can use a single CGA to benefit multiple charities. And unlike a trust, you can establish a CGA without a lawyer.