NCF's investment pools
When opening a Giving Fund, you can choose from one of our investment pools that range from stable value with no risk of fluctuation in principal value, to very high risk with substantial exposure to market fluctuations. You can also change pools when you log in to your Fund (on the “Fund settings” page).
Seeks preservation of capital by maintaining a stable $1 net asset value. Invested in various cash and money market investments.
Seeks income with modest capital appreciation through an asset allocation to shorter duration investment grade fixed income investments.
Seeks capital appreciation with a 20% allocation to domestic and international equities, with broader diversification across other asset classes.
Seeks a less aggressive exposure to equity risk. Leans toward income-producing, risk-reducing asset classes and holdings that are diversified across classes.
Seeks an asset mix that is higher risk than the more conservative pool options, with a 50% allocation to domestic and international equities.
Seeks growth through the highest-risk asset mix of the pool options, with a 70% allocation to domestic and international equities.
Separately managed accounts (SMAs)
If you prefer a more customized approach to the management of the assets in your Giving Fund, NCF offers separately managed accounts (SMAs). Once your Fund balance is over $300,000, you can recommend a Registered Investment Advisor (RIA) to manage the assets in your Giving Fund.
How do I get started?
Contact our team to nominate your advisor to manage the assets in your Giving Fund. Once your SMA is approved, it can be funded through an already existing Giving Fund at NCF or with new gifts.
What's the process?
If your advisor is new to NCF, our investment team will perform the appropriate due diligence on their firm to ensure that they meet NCF’s standards for managing assets. After that, our team will work with you and your advisor to complete the necessary forms.
What if I want to support a charity immediately?
If you want to recommend grants while your SMA is still in the approval process, we suggest you leave a portion of your Fund balance in one of NCF’s regular investment pools. This will ensure that there are liquid funds available to cover those grants.