Investments doing better than expected?

Considerations to help you pay less on taxes and give more to charity

2 ways to give from your investment portfolio

This year has been full of unexpected turns, both highs and lows, in the stock market. Despite its volatility, you may have investments that have accumulated significant unrealized capital gains, which could result in a hefty tax bill when sold.

Give appreciated securities before you sell them

Increase your giving capacity by trading current or future tax exposure for more charity today, and instead of writing checks to charity, use the cash to rebalance your portfolio with your advisor.

Give from your IRA

If you have more than enough to cover your personal financial needs, and you’re older than 72, give to charity now with a qualified charitable distribution from your IRA.

How it works

This table shows the impact of donating $50,000 of stock into a Giving Fund at NCF (cost basis of $20,000). It assumes a 42% ordinary income tax rate, 25% capital gains tax rate, and a 3.8% Medicare surcharge. To learn more about this type of gift, contact your local NCF team.

Resources to help you give from your portfolio

Giving from your investments can provide some tax-wise strategies that allow you to save money, so you have more to give. Here are some resources to help you learn how.

How stock giving can help you give more

See how giving appreciated stock to your Giving Fund at NCF can help you maximize tax savings and send more to your favorite charities. 

A smarter way to make an impact

If you have appreciated stocks or mutual funds, you likely have a significant opportunity to pay less tax, give more, improve your personal cash flow, and simplify your giving.

How Clive took $300k from his 401k (tax-free), and maybe you can too

For those who have more than enough to cover their current and future personal financial needs, giving charitably from an IRA may be a great option to give more this year.

How stock giving can help you give more

See how giving appreciated stock to your Giving Fund at NCF can help you maximize tax savings and send more to your favorite charities. 

A smarter way to make an impact

If you have appreciated stocks or mutual funds, you likely have a significant opportunity to pay less tax, give more, improve your personal cash flow, and simplify your giving.

How Clive took $300k from his 401k (tax-free), and maybe you can too

For those who have more than enough to cover their current and future personal financial needs, giving charitably from an IRA may be a great option to give more this year.

Download guide

Download Your Guide to the 2020 Giving Season

We’ve summed up the best giving opportunities 2020 offers to help you give more this year than you imagined you could.

Explore a gift opportunity before December 31st

Our team at NCF would be honored to serve you and help you make the most of your charitable giving.


Contact your local team