Friends Don’t Let Friends Give Cash
Why | How | What to Give | Stories | Year‑End | Schedule a Call
Give from your assets, not just your wallet. Donate appreciated stock, real estate, or business interests before a sale — reduce taxes and send more to the causes you love.
Why cash isn’t always king
Most wealth lives in non‑cash assets (securities, property, businesses). Giving those assets directly through NCF can:
- Avoid or reduce capital gains taxes.
- Increase your charitable deduction (when eligible).
- Send more to charity from the same asset.
- Unlock capacity without changing your lifestyle.
How it works (1‑2‑3)
- Transfer an appreciated asset (stock, real estate, or business interest) to NCF.
- NCF sells the asset tax‑efficiently and adds proceeds to your Giving Fund (donor‑advised fund).
- You grant to favorite charities — right away or over time.
Your South Florida team coordinates everything with you and your advisors.
What you can give
- Appreciated securities — public stock, mutual funds, ETFs.
- Real estate — residential, commercial, land, vacation property.
- Business interests — C‑corp, S‑corp, LLC, or partnerships (often before a sale).
- Other assets — collectibles, precious metals, restricted stock, notes, intellectual property.
- Legacy options — retirement assets and life insurance.
Multiply your impact
- Plan gifts before a sale, liquidity event, or year‑end.
- Pair with a Giving Fund for easy, strategic grantmaking.
- Give privately if you prefer anonymous grants.
Stories from our community
Church adoption of stock giving
“After adding NCF’s stock giving option to our website, Riverside Church received two stock gifts within weeks. Giving our donors additional options is already making a big impact.”
— Brenda‑Lee Miller, Executive Director of Operations, Riverside Church
Business perspective
“Before partnering with NCF, we mostly gave cash. Once we learned about donor‑advised funds, we decided to gift a percentage of an appreciated rental property. That decision began our journey of doing something special for the Kingdom with a strong tax advantage. Since then, we’ve given appreciated stock and even life insurance we no longer needed. We’ve also encouraged our adult children to open their own DAFs and seeded theirs as a match — so they can experience the blessing of blessing others.”
— David Fee, South Florida Business Owner and NCF Giver
2025 year‑end dates to remember
- Nov 28 — Real estate gifts with Phase 1 environmental review initiated by this date.
- Dec 2 — Proprietary mutual fund transfers initiated.
- Dec 5 — New SMAs set up.
- Dec 12 — Complex gifts: submit asset donation forms and required documents.
- Dec 15 — Initiate stock/mutual fund transfers and e‑checks; grant requests for checks to mail by year‑end. NOTE: Letter of intent is required before this date.
- Dec 31 — Cash gifts postmarked by USPS; wires received; CGA applications and checks dated and postmarked by USPS.
FAQs
Do I have to give the entire asset?
No. Many givers donate a portion of a stock position, property, or business interest.
When should I involve NCF?
Early. Before a sale or liquidity event typically delivers the most benefit.
Can I give anonymously?
Yes. We can send grants without revealing your identity.
Ready to unlock your full giving potential?
- Start a conversation: Schedule a call with NCF South Florida.
- Get specific: Share a stock position, property, or business interest you’re considering.
- Give with joy: We’ll handle the details so more goes to ministry.
Helpful links
NCF does not provide legal, tax, or accounting advice. Please consult your professional advisors about your specific situation.